Tips for fighting foreclosure

Get Paid to vacate

Checkout this video from the Yahoo frontpage!

To prevent angry owners from trashing their foreclosed homes, banks offer a creative incentive.

Tips for fighting foreclosure.

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People are still shopping for loans

A recent research of the American borrower behavior, perceptions and concerns from Zillow. Here’s some of the more important themes from the research.

One-third of homeowners say that despite any home value change over the past year, they are equally or more likely to do each of the following in 2008:

• 35% — Refinance or take out a second mortgage
• 33% — Sell their home
• 32% — Take out a home equity loan

Time Spent Shopping Doesn’t Match Investment.

It’s surprising to see that U.S. adults spend more time shopping for a car purchase and just as much time for a vacation as they do a home loan, despite a significant difference in dollars invested.

Majority of Loan Shoppers Have Concerns

Of U.S. adults who plan to shop for a home loan in the future, 82% have concerns about doing so. More have concerns about having their personal information sold or shared than about getting the best rate.

Help for Loan Shoppers
Of U.S. adults who plan to be in the market for a home loan in the next year:

• 91% agree that a standardized quote form would make it easier to compare loan quotes from multiple lenders
• 82% say the recent rate cuts by the Federal Reserve make it more attractive to shop for a loan
• 77% say they would obtain more mortgage or home loan quotes if they could do so anonymously

Read more of the insights and graphs from the ZillowBlog.

 

What are your concerns when looking for a loan? Are these insights consistent with your present concerns? I’d love to hear your concerns!

 

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Welcome to your simple home loans center.

Let me introduce myself, my name is Daniel Benitez and I’m a loan officer at Mortgage and Realty Professionals in La Jolla California.

As the economy is straggling now is the right time to buy a house, it is becoming more difficult for people to buy a house with ever more options to choose from. So how can we make it easier for you to choose the right option with whom to take this very important step? We’ve developed an incredibly simple, fast integrated process whether you’re looking to purchase a home, refinance your home, home equity or consolidate your debt I’ll demystify the process for you. I have a plethora of national lenders to choose from and I have the added benefit that I submit and fund the loans so you can avoid any pitfalls.

Give me a call or better yet come over to your office here in La Jolla or just leave me a comment as this will be my new home. Until then I wish you good days ahead!